Samenvatting

A large number of poor women in different communities faced social, economic and political inequalities as they are restricted from involvement in productive activities. In order to address this issue, the government facilitated microfinance saving and credit opportunities as are unable to receive financial services from conventional financial institutions (banks). The aim of this study is to assess if the microcredit services have brought significant positive or negative change in the livelihood of women members(clients) who participated from the beginning in Oromia Saving and Credit Cooperative Union (ORSCCU).