Two modern trends in insurance are data-intensive underwriting and behavior-based insurance. Data-intensive underwriting means that insurers analyze more data for estimating the claim cost of a consumer and for determining the premium based on that estimation. Insurers also offer behavior-based insurance. …

This study tries to understand the power of knowledge within collaborative care networks to provide insights for designing successful collaboration within care networks by combining intersectionality and epistemic (in)justice. Becoming an informal carer for someone with an acquired brain injury (ABI) …

The circular economy (CE) is heralded as reducing material use and emissions while providing more jobs and growth. We explored this narrative in a series of expert workshops, basing ourselves on theories, methods and findings from science fields such as global environmental input-output analysis, business …

The recent advancement in the field of information technology has resulted in the proliferation of online education all over the world. Much like traditional classroom education, assessments are an integral component of online education. During the online assessment, evaluation of the learning outcomes …

ChatGPT is rapidly gaining interest and attracts many researchers, practitioners and users due to its availability, potentials and capabilities. Nevertheless, there are several voices and studies that point out the flaws of ChatGPT such as its hallucinations, factually incorrect statements, and potential …

Bird strikes, a risk factor in the aviation industry, are a common problem in certain states of the USA, while they are extremely rare in other states. Similarly, the seasonal distribution of bird strikes is not proportional. This situation poses an unfair situation in the aviation insurance of airline …

Data reusability has become a distinct characteristic of scientific, commercial, and administrative practices nowadays. However, an unlimited and careless reuse of data may lead to privacy breaches and unfair impacts on individuals and vulnerable groups. Data content adaption is a key aspect of preserving …

In this series on psychological foundations from an applied psychological perspective, we focus this time on shame, guilt and sin. Shame, guilt and sin share that all three are strong motivators for behavioural change. However, we can respond to them in very different ways. In this article it is argued …

Original sin is only a poor stimulator of behaviour change. It's easy to understand that it seems rather unfair to blame a new-born for the major problems that humanity faces after several centuries of technological progress. That also applies to all those natural peoples, who lived in harmony with their …

In this series on psychological foundations from an applied psychological perspective, we focus this time on shame, guilt and sin. Shame, guilt and sin share that all three are strong motivators for behavioural change. However, we can respond to them in very different ways. In this article it is argued …