Financial exclusion as a topic over the years has attracted several scholars to investigate the reasons why specific social groups of people get excluded from formal financial services. Some of the social groups discovered to always be excluded are women, the elderly, ethnic groups, minorities, and immigrants. …

The objective of this thesis is to identify how Circular Business Models enabled by Smart Technologies can lead to two interesting business cases for Small and Medium Tech Enterprises (SMTEs). This report is written due to the challenges the current linear economy faces from environmental changes and …

Coronary artery bypass grafting is the most frequently performed cardiac surgical procedure. Despite its benefits on survival and quality of life, it is associated with a considerable financial burden on society including sick leave. Our study aimed to explore the barriers that obstruct return to work …

Currently, we are experiencing exciting and challenging times, some even dare speak of a 4th industrial revolution. Within let’s say less than one century we will have run out of oil and other vital resources just to mention one thing. Climate change is another major challenge, as is social iniquity. …

Authors in previous studies pointed out that the professional competences of managers overlap with the competences and skills that are attributed to entrepreneurs. The goal of this study is to analyze the correlation between the actual market demand for competences to develop new businesses and the competence …

Adaptive survey design has attracted great interest in recent years, but the number of case studies describing actual implementation is still thin. Reasons for this may be the gap between survey methodology and data collection, practical complications in differentiating effort across sample units and …

Politie, Openbaar Ministerie, wetenschap en onderwijs vinden elkaar in het project Follow The Money. Dit project ging begin dit jaar van start. In Follow The Money staat innovatie in het opsporen van illegale geldstromen en fraude rondom de georganiseerde hennepteelt centraal. De politie werkt in het …

The objective of this study was to understand the best financial practices of members of Githunguri Dairy Farmers Cooperative Society and Olenguruone Dairy Farmers Cooperative Society, and the role of financial service providers operating in Githunguri and Olenguruone, in relation to the adoption of …

This report is intended to collect, present, and evaluate the various solutions applied in individual operational pilots for their (upscaling and transnational transfer) potential, in terms of opportunities and barriers, over the short and long(er)-term. This is done by identifying the main characteristics …

In light of increasing cashlessness, platform economies, Open Banking APIs, financial bots and cryptocurrencies, money is on the move - once inert, money is gaining agency, becoming programmable, automated, data-driven and part of 'more than human' infrastructures. These financial futures demand that …