Indebted documents: Empirical research on the comprehensibility of the reminder and the court summons indebt collection cases. Every day, thousands of households receive documents concerning debt collection. Unsurprisingly, these documents have a great impact on the lives of many. Do these documents …

Post-structuralist theory has frequently been discarded because of its theoretical character, extremely pluralist approach and lack of problem-solving attitude (Edkins, 1999 ; Campbell, 2013 ; Harcourt, 2007). Indeed, the main claim of post-structuralism is that reality is a socially-constructed artefact which …

Some artists are lucky; most of them are – money wise – not. Like anything in the world, making art costs money and time (is money). Being in the insecure position of hoping that your investments will be repaid trough visibility and sales leaves artists in a vulnerable position. If you’re an artist living …

The probation specialized in addiction problems controls and supports individuals with substance addiction who are sentenced or accused of crimes. The financial position of these individuals is often weak. Many have debts and a low income. Several studies show a positive correlation between a bad financial …

There are more citizens with unpayable debts than ever. And yet professionals in debt services often do not know how they can best, and most rapidly, get these families back on track. The impact of financial problems is great: lengthier use of benefit payments, a higher sickness absence rate at work, …

This thesis considers the extent to which German fiscal policy can be used as a blueprint in other Eurozone countries that need revision after the crisis. This thesis also aims to discover the negative and positive sentiments regarding a common fiscal union in Eurozone countries and what exactly the …

The number of applications for debt management services in the Netherlands shows a steady increase of about 10 percent each year, over the last few years. Municipalities, responsible for these services, at the same need to cut back on expenditures. Our research shows that the (social) return on debt …

Economic underdevelopment in sub-Saharan Africa has a long history. Two centuries of globalization has left sub-Saharan Africa lagging far behind in its economic development - its income is twenty five times smaller than the income of the USA, the richest economy in the world. This unfavorable situation …

As the government states that current students have a loan aversion, more students in my opinion seem to make more use of the loan services of the Informatie Beheer Groep (IBG). That was my starting point before I began this thesis. My point of view concerning student loans was that students do loan …