Mensen die te maken hebben met bestaansonzekerheid hebben vaak een sterke stapeling van problemen en zijn afhankelijk van verschillende overheidsinstanties. In de interacties met instanties moeten ze te vaak over ‘instantiekapitaal’ beschikken om de hulp te krijgen waar ze recht op hebben. Ook moeten …

Voldoende werk en geld zijn essentieel voor een zeker bestaan, maar niet genoeg. De hulp en steun aan mensen kan beter. Aisa Amagir (HvA) en Monique Kremer (UvA) van het Kenniscentrum ongelijkheid bieden handreikingen voor de rijksoverheid, instanties en gemeenten.

Wat bedoelen burgers met ‘geen vertrouwen’? Kan de overheid vertrouwen terugwinnen? Onderzoekers spraken burgers en concluderen: burgers hebben te veel ‘instantiekapitaal’ nodig: ze moeten weten hoe de overheid werkt en waar je moet zijn.

Given the expected advantages for individuals and societies, financial literacy is high on the policy agenda in many countries. This paper reports the results from a unique survey conducted on a sample of 13–16-year-old students in five European countries, aimed at measuring and comparing their level …

This experimental study with a pre-post and follow-up design evaluates the financial education program “SaveWise” for ninth grade students in the Netherlands (n = 713). SaveWise adopts a holistic approach, emphasizing action rather than mere cognition. Benefitting from explicit instruction embedded in …

Financial Literacy is an essential competence in societies depending on individual responsibility and self-sufficiency. The purpose of this dissertation is to assess current levels of financial literacy among ninth-grade high school students in the Netherlands in order to identify which groups are particularly …

We examined levels of financial literacy (knowledge, attitudes, self-efficacy, and self-reported behavior) among 15-year-old high school students in the Netherlands (N=2025), and investigated which factors are associated with the different financial literacy components. Our findings show lower levels …

Using a framework for educational design research, this article reports and evaluates the (process of the) design of a financial education program. The program is designed for high school students in the prevocational track in the Netherlands. The aim of the program is to improve students’ financial …

We provide evidence on the relationship between four different aspects of Financial Literacy: Financial knowledge, attitudes towards money, self-efficacy, and financial behavior. Ninth-grade high school students (N = 2,025) in 22 schools and in four different educational tracks in the western part of …