Two modern trends in insurance are data-intensive underwriting and behavior-based insurance. Data-intensive underwriting means that insurers analyze more data for estimating the claim cost of a consumer and for determining the premium based on that estimation. Insurers also offer behavior-based insurance. …

Research conducted by Universities of Applied Sciences (UASs) is frequently driven by professional practice where researchers are challenged with finding solutions to real-life problems. These real-life solutions are significantly enhanced by the participation of stakeholders. Through this inclusion …

The value of a democratic approach to a cultural production relates to giving space for all kinds of otherness to emerge. We decided that the following aspects of working democratically will be subject of inquiry: • Polyvocality as the elementary characteristic of a democratic cultural process and outcome. …

Pregnancy and early parenthood mark a transformative period where women become caregivers and assume a new role with new responsibilities. While often portrayed positively, the transition to motherhood can be overwhelming. This is especially true for women living in adverse circumstances, presenting …

This research explores how government policy can support the development of sustainable workforces by addressing zero-hour contracts, with a focus on existing literature, restaurants in Amsterdam, and experts on the topic. A sustainable workforce is defined as one that supports employee wellbeing, job …

In recent decades, higher education institutions have undergone a profound transformation, expanding their missions from teaching and research toward a stronger societal engagement and impact. Within this context, Dutch Universities of Applied Sciences (UASs) offer a distinctive case: since the formal …

In this study, a theory synthesis was conducted from a sociocultural perspective to specify the situated processes involved in teacher agency development in the dynamics of educational practices. Agency is closely related to teacher wellbeing and important for teachers to create situations that enable …

Research Findings: A growing number of stakeholders in early childhood education (ECE) rely on self-assessment to assess and improve the quality of ECE. In this systematic review, we investigated the reliability and validity of self-assessment in ECE, summarizing findings from 27 publications. We meta-analytically …

This study addresses the mental health needs of refugees and migrants in the Netherlands, highlighting the urgent public health challenges they face. Unique psychosocial hurdles, exacerbated by cultural dislocation, language barriers and systemic inequalities, hinder their access to quality mental healthcare. …

Te midden van veranderende landschappen en hedendaagse druk op zowel de kunst als het plattelandsleven, richten beleidsmakers en kunstenaars steeds meer aandacht op rurale en niet-stedelijke culturele praktijken. Participatieve kunstvormen, zoals muziek, bieden een uniek potentieel om mensen met elkaar …