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Discrimination and AI in insurance: what do people find fair? Results from a survey

Frederik Zuiderveen Borgesius; Marvin van Bekkum; Iris van Ooijen; Gabi Schaap; M. Harbers; Tjerk Timan

Two modern trends in insurance are data-intensive underwriting and behaviour-based insurance. Data-intensive underwriting means that insurers analyse more data for estimating the claim cost of a consumer and for determining the premium based on that estimation. Insurers also offer behaviour-based insurance. …

2025-10-28ICT & MediaArtikel

Discrimination and AI in insurance: what do people find fair? Results from a survey

Frederik Zuiderveen Borgesius; M. van Bekkum; I. van Ooijen; G. Schaap; M. Harbers; T. Timan

Two modern trends in insurance are data-intensive underwriting and behavior-based insurance. Data-intensive underwriting means that insurers analyze more data for estimating the claim cost of a consumer and for determining the premium based on that estimation. Insurers also offer behavior-based insurance. …

2025-01-22ICT & MediaPreprint

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Discrimination and AI in insurance: what do people find fair? Results from a survey

Discrimination and AI in insurance: what do people find fair? Results from a survey

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