Two modern trends in insurance are data-intensive underwriting and behaviour-based insurance. Data-intensive underwriting means that insurers analyse more data for estimating the claim cost of a consumer and for determining the premium based on that estimation. Insurers also offer behaviour-based insurance. …

It is assumed by the projects demonstrating Positive Energy District (PED) concepts in cities across Europe that citizens should want and need to be involved in the development of new energy concepts, such as PEDs for these concepts to be deployed successfully. Six different PED research and innovation …