The intersection of financial technology (FinTech) and financial inclusion is increasingly recognized in both academic research and policy as a powerful tool for addressing global challenges and supporting sustainable development. Financial inclusion is essential for achieving the United Nations' sustainable …

There is a lack of interest and empirical analysis in the existing literature on composers’ relations with their publishers and the role of Collective Management Organizations (CMOs) within the system of music copyright. The purpose of this paper is to explore and understand the influence of digitization …

In Osun State, Nigeria, live birds from smallholder farmers dominate the market. Live birds are sold unprocessed at live weight prices to traders in the chain. Extended feeding of broiler chickens, continuous consumption of other resources and high transaction cost forces broiler farmers to patronize …

A software framework is designed and implemented to aid programmers developing portable applications and software components to control and monitor lab equipment. The goal of this framework is to unify access to hardware parameters and provide services on top of this hardware abstraction layer, such …

Whitepaper: The use of AI is on the rise in the financial sector. Utilizing machine learning algorithms to make decisions and predictions based on the available data can be highly valuable. AI offers benefits to both financial service providers and its customers by improving service and reducing costs. …

Small medium enterprises represent the largest share of revenues in the apparel and fashion business, compared to larger integrated companies. Small companies however often have to rely on larger suppliers in order to efficiently produce their products. These larger suppliers however will often prioritize …

In this essay Supply Chain Finance (SCF) is introduced based on definitions from Steeman, Hofmann and the European Banking Association. The base of the analysis is from the capital cost model of Pfohl (Volume of Working Capital * Duration * Cost of Capital) and its impact on the Economic Value Added …

Existing studies offer very limited insight into how sellers may reduce consumers' perceived risk in order to make consumer-to-consumer electronic marketplaces more successful. Contrary to these studies, the empirical investigation reported in this article acknowledges the role of sellers in enabling …

In On the Mode of Existence of Technical Objects (1958), French philosopher Gilbert Simondon noticed that humans were losing their reciprocal connection with technology. We push buttons without understanding what’s happening ‘inside’ the machine – whether it’s a light switch or a smartphone. ‘For Simondon, …

The outbreak of the Eurozone economic crisis in 2008 caused one of the most difficult challenges in the history of the European Union. Output and employed decreased and faith in the European project diminished. Leading European policy makers identified fiscal irresponsibility by some member states as …