Op het evenement Meedoen Geld(t)?, in 2016 georganiseerd door het lectoraat Financial Inclusion and New Entrepreneurship (FINE) van De Haagse Hogeschool, is een boekje uitgedeeld met een algemeen overzicht van een aantal (nieuwe) vormen van financiering voor het midden- en kleinbedrijf en zelfstandigen …

Introduction by Klaas Molenaar and Margot Lobbezoo about the diversity of entrepeneurs. Every day we meet entrepreneurs; when we visit the deli at the corner, order a taxi, have a cup of tea in the bar on the other side of the street or go to a hairdresser. They are everywhere and they have many faces. …

Why is it that we know and still act as if we do not know? SMEs are considered engines of job creation and therefore growth and generation of income but is it really true that the solo self-employed and micro entrepreneurs will become small or medium entrepreneurs, e.g. graduate? We knew in the 80’s …

All over the world entrepreneurs drive changes. They develop new products and services, inspire others and take decisions that result in growth of their businesses. But the world around entrepreneurs is changing and so are entrepreneurs. Life-long selfemployment or permanent wage employment are of …

Waar doen ze het toch van? Deze vraag stellen veel mensen zich als de buren (weer) een nieuwe auto kopen. Hoewel de vraag mogelijk een negatieve klank heeft, is het antwoord vaak verrassend positief. Hoe komen mensen aan geld en hoe gaan ze ermee om? Welke bronnen boren ze aan om aan geld te komen? …

People want to participate and not remain on the side-lines. Most people have good ideas for how to participate, but making those ideas a reality requires money, as well as knowledge, information and an enabling environment. There are, in fact, people amongst the lesser fortunate in society who want …

Fons van der Velden en Titus van der Spek betogen in hun artikel De mythe van microfinanciering dat aandacht zou moeten uitgaan naar sociale ondernemingen. Een preek voor eigen parochie met wat slogans tegen microfinanciering, zegt Klaas Molenaar. Kritiek zoals de twee naar voren brengen is volgens hem …

After microfinance, the missing middle is the new buzzword for SME development experts. And again finance is supposed to be the number one solution to support enterpreneurs. Klaas Molenaar recommends to take a look into the history of microfinance to question the hype.

This paper provides insights into the operational features of community-based financing mechanisms. These include CAF groups, which are self-financed communities where people save and lend money to each other. The implementation of such self-financed communities in the Netherlands is supported by Participatory …

In the nineties of the last century, a lot of (ICT) incubators started in the Netherlands, many private (GorillaPark, Ant Factory, Lost Boys and Newconomy), some public, such as Twinning. Most of them stopped early this century or gone bankrupt. From 2005 university incubators like YesDelft!, Erasmus …