Two modern trends in insurance are data-intensive underwriting and behaviour-based insurance. Data-intensive underwriting means that insurers analyse more data for estimating the claim cost of a consumer and for determining the premium based on that estimation. Insurers also offer behaviour-based insurance. …

This article draws on Robinson, McNeill and Maruna’s argument (2012) about the adaptability of community sanctions and measures, observed through four distinctive penal narratives, in order to shed light on the regional development of community service in Wroclaw, Poland. While the managerial adaptation …