Samenvatting

The objective of this study was to understand the best financial practices of members of Githunguri Dairy Farmers Cooperative Society and Olenguruone Dairy Farmers Cooperative Society, and the role of financial service providers operating in Githunguri and Olenguruone, in relation to the adoption of climate smart agricultural practices and techniques. The outcome suggests that dairy farmers of both cooperatives operate in different contexts, dairy farmers utilise a wide range of financial practices for different CSA practices and techniques and financial institution are in a position to stimulate the adoption of CSA practices and techniques. However, demand and offer for financial products related to the adoption of CSA practices and techniques do not converge in Githunguri and Olenguruone. To tackle this issue, both dairy cooperatives and other actors in the dairy value chains should consider value chain finance and tripartite arrangements to stimulate and scale up the adoption of CSA practices and techniques among members of GDFCS and ODFCS.